Credit? Check!

With the recently announced news of my building going condo, I’ve been thinking seriously about taking the plunge and being a home(loft) owner once again. Absolutely zero details have been released in regards to pricing on each unit or what the price will be per square foot, but rumors have floated around about there being a new exercise room, home owners’ association fees, and several more.

Regardless of if I actually do decide to buy, or not, I’m now in the mode of getting my credit report cleaned up as much as possible. Yesterday, I started searching for low-interest credit cards so that I can transfer the balance of one card and start knocking it out. To start my search, I went to bankrate.com, and upon searching for low-interest cards, I came across a section about checking your credit report regularly.

The big thing I came out of that article with is that, according to a new federal law, everyone is entitled to one free credit report per year. That’s awesome news. Now you can go and find out all of the loans and credit cards you have – for free.

I got my free report yesterday. Pretty cool. Oh, but don’t expect to see your credit score, that’ll cost you about $5.

It’s worth checking out and making sure you’re in the clear (or, to put it bluntly, close that damn Target card you have open and don’t use). Enough blabbering, go get your credit report, now.

+ original post date: October 17, 2005 08:54 AM
+ categories: General


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I used freecreditreport.com and they did show me my credit score and I didn't have to pay $5 to see it. :)

(And I hope to god no one else ever, ever, sees my score.)

+ author: ScooterJ
+ posted: October 17, 2005 11:12 AM

Was that last statement aimed at me?? Alright already, I'll close the Target account, even though I cut up the card years ago. And while I'm at it, I'll close all the others, too. But look at all the free T-shirts I got for you out of them!

+ author: wendy
+ posted: October 17, 2005 05:17 PM

No way was that a snide remark in your direction. That card was closed already... I'm just saying, in general, I think cards like the Target card are ones that people open up, pay off, and forget about. Duh!

+ author: Seth
+ posted: October 17, 2005 08:49 PM

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